Foreclosure Workouts Northern CA Bay Area

Loss-Mitigation Lawyers, Concord, CA

Negotiating With Your Mortgage Lender

The Goforth & Lucas Law Partnership, located in Concord, California, helps people throughout the Northern California Bay Area who are facing or in the process of foreclosure. With over 30 years experience, Attorney Christopher Lucas will work directly with you to work out the best possible solution if you are behind on your mortgage payments.

Whether you are behind on your mortgage or a foreclosure action has already been filed, you have options. One of these is called "loss-mitigation." Loss-mitigation (also called foreclosure workouts) is a negotiation process between you and your lender.

We serve clients throughout Northern California Bay Area from our offices in Concord, CA. Contact us online or call our attorneys today at 925-682-9500 to discuss best options for your foreclosure workout solution.

Loss-Mitigation Attorneys Contra Costa County, California

Under this process, you have a few foreclosure options as a homeowner:

  • Mortgage loan modifications
  • Reinstatement plans
  • Forbearance agreements

While workouts can work for borrowers, if your work-out plan does not succeed, you may have only days to stop a foreclosure. It is not enough time. The best way to truly protect your home is to contact Christopher R. Lucas as soon as possible to discuss your foreclosure options.

Understanding Your Foreclosure Options

In this challenging real estate market veteran trial attorney Christopher R. Lucas is known as "the closer" when it comes to restructuring and loan modifications which are so vital to survival in this commercial and residential real estate market. For over 30 years Chris has protected clients' rights in business and real estate litigation. Chris will carefully walk you through all of the options that are available for the best outcomes.

An Experienced Litigator on Your Side

At the Goforth & Lucas Law Partnership we understand that property values have declined significantly, and many property owners are underwater on their businesses and homes. Many of our clients have experienced hardships and cannot afford to continue mortgage payments due to a job loss, decrease in income, or loss of customers. For over 30 years, Attorney Christopher Lucas has been helping homeowners and commercial property owners negotiate loan workout agreements with their lenders. We walk our clients through the legal, credit, and tax implications of short sales, deed in lieu of foreclosures, and other workout options so that clients can choose and understand the path that is right for them.

Avoiding the Challenges of Loss Mitigation

Many people believe that because the loss mitigation department is "working" their case that the attorneys prosecuting the foreclosure have stopped. The fact is, the mortgage company's mitigation department typically has no lines of communication with the foreclosure attorneys! While you are trying to work things out, foreclosure lawyers are most likely aggressively preparing a case against you.

Keep in mind things don't always run smoothly with the loss mitigation program. They may lose your files, you may speak with a different person each time you call and/or you may start too late to actually prevent foreclosure on your home.

That is why it is critical that you have an attorney on your side to help with foreclosure early in the process; someone who can help you understand all of your foreclosure options while protecting your interests.

Contact Northern California Foreclosure Attorneys Today!

Attorney Christopher R. Lucas has the knowledge and experience to help you with your foreclosure workout. The Goforth & Lucas Law Partnership helps clients with foreclosure workouts throughout the Northern California Bay Area, Contra Costa County, Solano County, and Napa County. Contact us online or call 925-682-9500 to set up an initial consultation.

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